PF class assignments

My first assignment for my online PF class required me to keep a week-long spending journal.  Each transaction was to be marked want or need.  I found out that I spent twice the amount on wants than I did on needs–yikes!!

The latest assignment is to do a budget–something I’ve struggled with in the past.  I tend to fill out one on Quicken (and I did the same on MS Money when I was using that before) but never really check if it’s working or not.  I update it with only a vague idea of how to do so, and I know it doesn’t help my spending at all because it’s a tool I don’t know how to use.  I hope this will change after I complete the assignment, and I will have a budget that is relevant and helpful.

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